---
title: Lodge Real Estate | Buying a home
description: Buying a home |
---

[![header-logo](https://blog.lodge.co.nz/hs-fs/hubfs/header-logo.png?width=123&height=52&name=header-logo.png "header-logo")](https://blog.lodge.co.nz/)

- [Buy](https://www.lodge.co.nz/buy/) 
    - [Residential](https://www.lodge.co.nz/buy/residential/)
    - [Rural](https://www.lodge.co.nz/buy/rural/)
    - [Commercial](https://www.lodgecommercial.co.nz/)
    - [Find a salesperson](https://www.lodge.co.nz/buy/find-a-salesperson/)
    - [Auctions](https://www.lodge.co.nz/buy/auctions/)
    - [Open homes](https://www.lodge.co.nz/buy/open-homes/)
    - [Advice and tips for buyers](https://www.lodge.co.nz/buy/advice-and-tips-for-buyers/)
- [Sell](https://www.lodge.co.nz/sell/) 
    - [The sales process](https://www.lodge.co.nz/sell/selling-with-lodge/)
    - [Find a salesperson](https://www.lodge.co.nz/sell/find-a-salesperson/)
    - [Request an appraisal](https://www.lodge.co.nz/sell/get-in-contact/)
    - [Sold properties](https://www.lodge.co.nz/sell/sold/)
    - [Projects and developments](https://www.lodge.co.nz/sell/projects-and-developments/)
    - [Advice and tips for sellers](https://www.lodge.co.nz/sell/advice-and-tips-for-sellers/)
- [Rent](https://www.lodge.co.nz/rent/) 
    - [Search property for rent](https://www.lodge.co.nz/rent/search-property-for-rent/)
    - [How to rent](https://www.lodge.co.nz/rent/how-to-rent/)
    - [Find a property manager](https://www.lodge.co.nz/contact/property-managers/)
    - [Advice and tips for tenants](https://www.lodge.co.nz/rent/advice-and-tips-for-tenants/)
- [Property Management](https://www.lodge.co.nz/property-management/) 
    - [Find a property manager](https://www.lodge.co.nz/contact/property-managers/)
    - [Services and Fees](https://www.lodge.co.nz/property-management/services-and-fees/)
    - [Advice and tips for landlords](https://www.lodge.co.nz/property-management/advice-and-tips-for-landlords/)
    - [Getting started](https://www.lodge.co.nz/property-management/request-rental-appraisal/)
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- [Contact](https://www.lodge.co.nz/contact/) 
    - [Property Managers](https://www.lodge.co.nz/property-management/find-a-property-manager/)
    - [Salespeople](https://www.lodge.co.nz/buy/find-a-salesperson/)
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### Posts by Topic

- [A career in real estate (3)](https://blog.lodge.co.nz/topic/a-career-in-real-estate)
- [Buying a home (15)](https://blog.lodge.co.nz/topic/buying-a-home)
- [For landlords (47)](https://blog.lodge.co.nz/topic/for-landlords)
- [Guides and tools (18)](https://blog.lodge.co.nz/topic/guides-and-tools)
- [Hamilton insights (10)](https://blog.lodge.co.nz/topic/hamilton-insights)
- [Investing in property (16)](https://blog.lodge.co.nz/topic/investing-in-property)
- [Maintenance (7)](https://blog.lodge.co.nz/topic/maintenance)
- [Moving house (5)](https://blog.lodge.co.nz/topic/moving-house)
- [Renovations and new builds (27)](https://blog.lodge.co.nz/topic/renovations-and-new-builds)
- [Selling a home (44)](https://blog.lodge.co.nz/topic/selling-a-home)

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[![B04-Bridging-Finance-635x326.png](https://blog.lodge.co.nz/hubfs/Campaign_assets/Campaign_03/Blog_Images/B04-Bridging-Finance-635x326.png)](https://blog.lodge.co.nz/bridging-the-gap-bridging-finance-explained)

### [Bridging the gap: bridging finance explained](https://blog.lodge.co.nz/bridging-the-gap-bridging-finance-explained)

 By [The Lodge Real Estate Team](https://blog.lodge.co.nz/author/the-lodge-real-estate-team) on 2022-09-30

 If you’ve discovered your ideal home on the market, but have yet to sell your current one, don’t despair. A bridging loan can help. 

[READ MORE](https://blog.lodge.co.nz/bridging-the-gap-bridging-finance-explained)

[![](https://blog.lodge.co.nz/hubfs/Campaign_assets/Campaign_03/Blog_Images/B01-Stats-to-Invest-in-your-Suburb-635x326.png)](https://blog.lodge.co.nz/selling-and-buying-a-home-assess-future-hamilton-suburbs-with-these-resources)

### [Selling and buying a home? Assess Hamilton suburbs with these resources](https://blog.lodge.co.nz/selling-and-buying-a-home-assess-future-hamilton-suburbs-with-these-resources)

 By [The Lodge Real Estate Team](https://blog.lodge.co.nz/author/the-lodge-real-estate-team) on 2022-09-14

If it’s time to start investigating potential future suburbs and neighbourhoods, here are seven statistics to look into and where you can find them. 

[READ MORE](https://blog.lodge.co.nz/selling-and-buying-a-home-assess-future-hamilton-suburbs-with-these-resources)

[![](https://blog.lodge.co.nz/hubfs/Realestateterms-1.jpg)](https://blog.lodge.co.nz/real-estate-terms)

### [Get up to speed with real estate jargon](https://blog.lodge.co.nz/real-estate-terms)

 By [The Lodge Real Estate Team](https://blog.lodge.co.nz/author/the-lodge-real-estate-team) on 2022-05-22

Real estate jargon can be a bit overwhelming when you're new to the property market. That's why we've put together a list of commonly used terms you'll come across when buying and selling real estate. 

[READ MORE](https://blog.lodge.co.nz/real-estate-terms)

[![](https://blog.lodge.co.nz/hubfs/003_LODGE_13July2021_3600px.jpg)](https://blog.lodge.co.nz/buying-your-first-home)

### [Buying your first home](https://blog.lodge.co.nz/buying-your-first-home)

 By [The Lodge Real Estate Team](https://blog.lodge.co.nz/author/the-lodge-real-estate-team) on 2022-05-18

Our guide to buying your first home will help you gain an understanding of how to go about the process of finding the perfect home for you.

[READ MORE](https://blog.lodge.co.nz/buying-your-first-home)

[![](https://blog.lodge.co.nz/hubfs/282_LODGE_13July2021.jpg)](https://blog.lodge.co.nz/lodge-real-estate-issues-first-home-buyer-fomo-caution)

### [Lodge Real Estate issues first-home buyer FOMO caution](https://blog.lodge.co.nz/lodge-real-estate-issues-first-home-buyer-fomo-caution)

 By [The Lodge Real Estate Team](https://blog.lodge.co.nz/author/the-lodge-real-estate-team) on 2022-05-15

As property sales plummet by 32.5 percent and first home buyers move from a fear of missing out (FOMO) to a fear of paying too much, real estate agents are warning that a lull in the market is the best time to buy.

[READ MORE](https://blog.lodge.co.nz/lodge-real-estate-issues-first-home-buyer-fomo-caution)

[![B03-Legal-clauses-635x326.png](https://blog.lodge.co.nz/hubfs/Campaign_assets/Campaign_03/Blog_Images/B03-Legal-clauses-635x326.png)](https://blog.lodge.co.nz/6-sale-and-purchase-agreement-conditions-buyers-and-sellers-must-know)

### [6 sale and purchase agreement conditions buyers and sellers must know](https://blog.lodge.co.nz/6-sale-and-purchase-agreement-conditions-buyers-and-sellers-must-know)

 By [The Lodge Real Estate Team](https://blog.lodge.co.nz/author/the-lodge-real-estate-team) on 2021-09-03

Nothing can derail your buying and selling plans quicker than a sale and purchase agreement mishap. To keep your plans on track, it’s important to be aware of a few caveats that can catch sellers and buyers out. 

[READ MORE](https://blog.lodge.co.nz/6-sale-and-purchase-agreement-conditions-buyers-and-sellers-must-know)

[![B08-Property-circle.png](https://blog.lodge.co.nz/hubfs/Campaign_assets/Campaign_04/Blog-Images/B08-Property-circle.png)](https://blog.lodge.co.nz/using-the-hamilton-property-cycle-to-time-home-sales-and-purchases)

### [Using the Hamilton property cycle to time home sales and purchases](https://blog.lodge.co.nz/using-the-hamilton-property-cycle-to-time-home-sales-and-purchases)

 By [The Lodge Real Estate Team](https://blog.lodge.co.nz/author/the-lodge-real-estate-team) on 2018-05-28

You’ve likely heard the term property cycle mentioned—Boom, Slowdown, Slump, Recovery—but how much can we rely on it to forecast where the Hamilton property market is headed? Let’s take a look.

[READ MORE](https://blog.lodge.co.nz/using-the-hamilton-property-cycle-to-time-home-sales-and-purchases)

[![How to evaluate the Hamilton property market](https://blog.lodge.co.nz/hubfs/Campaign_assets/Campaign_04/CTAs/C4_Evaluate-Property-Market-eBook_FC.png)](https://blog.lodge.co.nz/guide-to-evaluating-the-hamilton-property-market)

### [The insider's guide to evaluating the Hamilton property market](https://blog.lodge.co.nz/guide-to-evaluating-the-hamilton-property-market)

 By [The Lodge Real Estate Team](https://blog.lodge.co.nz/author/the-lodge-real-estate-team) on 2018-04-03

This guide will help you navigate Hamilton's property market and make a savvy decision on whether to buy, sell, invest or simply wait.

[READ MORE](https://blog.lodge.co.nz/guide-to-evaluating-the-hamilton-property-market)

[![Can I transfer a mortgage from one property to another?](https://blog.lodge.co.nz/hubfs/Campaign_assets/Campaign_03/Blog_Images/B05-Portable-Home-Loans-635x326.png)](https://blog.lodge.co.nz/portable-home-loans-can-i-transfer-a-mortgage-to-another-property)

### [Portable home loans: can I transfer a mortgage to another property?](https://blog.lodge.co.nz/portable-home-loans-can-i-transfer-a-mortgage-to-another-property)

 By [The Lodge Real Estate Team](https://blog.lodge.co.nz/author/the-lodge-real-estate-team) on 2018-01-15

Ready to sell up and move to your next home? Rather than closing one home loan account and opening another with the purchase your next property, why not take your home loan with you?

[READ MORE](https://blog.lodge.co.nz/portable-home-loans-can-i-transfer-a-mortgage-to-another-property)

[![](https://blog.lodge.co.nz/hubfs/Campaign_assets/Campaign_03/Blog_Images/B02-sell-v-buy-first-635x326.png)](https://blog.lodge.co.nz/should-i-sell-my-house-first-or-buy-first)

### [Should I sell my house first or buy first?](https://blog.lodge.co.nz/should-i-sell-my-house-first-or-buy-first)

 By [The Lodge Real Estate Team](https://blog.lodge.co.nz/author/the-lodge-real-estate-team) on 2017-12-11

There’s no right or wrong answer, however, each option has its merits and risks. To help you make an informed decision, here’s a list of pros and cos to help you weigh up your options. 

[READ MORE](https://blog.lodge.co.nz/should-i-sell-my-house-first-or-buy-first) 

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#### BUY

- [Residential](https://www.lodge.co.nz/buy/residential/)
- [Rural](https://www.lodge.co.nz/buy/rural/)
- [Commercial](https://www.lodgecommercial.co.nz/)
- [Get in contact](https://www.lodge.co.nz/contact/)
- [Find a salesperson](https://www.lodge.co.nz/contact/salespeople/)
- [Open homes](https://www.lodge.co.nz/buy/open-homes/)
- [Advice and tips for buyers](https://www.lodge.co.nz/buy/advice-and-tips-for-buyers/)

#### SELL

- [Selling with Lodge](https://www.lodge.co.nz/sell/selling-with-lodge/)
- [Get in contact/Request appraisal](https://www.lodge.co.nz/sell/get-in-contact/)
- [Find a salesperson](https://www.lodge.co.nz/contact/salespeople/)
- [Advice and tips for sellers](https://www.lodge.co.nz/sell/advice-and-tips-for-sellers/)

#### RENT

- [Search property for rent](https://www.lodge.co.nz/rent/search-property-for-rent/)
- [Get in contact](https://www.lodge.co.nz/contact/)
- [Find a property manager](https://www.lodge.co.nz/contact/property-managers/)
- [Advice and tips for tenants](https://www.lodge.co.nz/rent/advice-and-tips-for-tenants/)

#### PROPERTY MANAGEMENT

- [Property Management with Lodge](https://www.lodge.co.nz/property-management/)
- [Get in contact](https://www.lodge.co.nz/contact/)
- [Find a property manager](https://www.lodge.co.nz/contact/property-managers/)
- [Service and fees](https://www.lodge.co.nz/property-management/services-and-fees/)
- [Advice and tips for landlords](https://www.lodge.co.nz/property-management/advice-and-tips-for-landlords/)

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